Terms of Service
These terms govern your use of The Catalyst — the desktop application, the account portal at account.thecatalystapp.trade, and the website at thecatalystapp.trade (together, the “Service”). The Service is operated by The Catalyst Advantage LLC (“we”, “us”), a New York limited liability company. By creating an account or using the Service, you agree to these terms. If you do not agree, do not use the Service.
1. What the Service is
The Catalyst is a monitoring and journaling tool for futures traders. It runs locally on your own computer, connects to your own TopstepX account through the ProjectX Gateway API using your own API key, and presents statistics, journals, and behavioral alerts computed from your own trading activity. The hosted portion of the Service exists only to manage your account, subscription, license, and software updates.
2. Eligibility and your account
- You must be at least 18 years old to use the Service.
- You are responsible for keeping your account credentials confidential and for all activity under your account.
- One account and one license per person. Your license key is personal and may not be shared, resold, or transferred.
3. Your TopstepX relationship is yours
Use of the Service requires your own TopstepX account and your own ProjectX API Access subscription, both purchased from and governed by Topstep. You are solely responsible for complying with Topstep's terms of use, including its rules about where and how API automation may run. The Catalyst runs on your own personal device by design. The Catalyst is an independent third-party tool and is not affiliated with, endorsed by, or supported by Topstep.
4. Subscription, trial, and billing
- The Service costs $14.99 per month, billed through Stripe, renewing automatically each month until canceled.
- New accounts receive a 7-day free trial with no card required. If you do not subscribe, the trial simply ends — no charge occurs.
- You may cancel at any time from the account portal's billing management. Cancellation stops future charges; your subscription remains active until the end of the period already paid for.
- We may change the subscription price with at least 30 days' notice; changes take effect at your next renewal after the notice period.
- Except where required by law, payments are non-refundable once a billing period has begun. If you believe you were charged in error, contact support@thecatalystapp.trade and we will review it in good faith.
5. Your data stays yours
Your trading data, journal, and API credentials are stored locally on your computer and never reach our servers (see the Privacy Policy). If your subscription lapses, the application enters a read-only mode: live tracking and syncing pause, but every page and every record remains viewable on your machine indefinitely. We do not hold your data hostage.
6. License
Subject to these terms and an active subscription or trial, we grant you a personal, non-exclusive, non-transferable license to install and use The Catalyst on computers you own or control, for your own trading. You may not:
- redistribute, sell, rent, or sublicense the software or your license key;
- circumvent or attempt to circumvent license validation;
- use the Service to build a competing product from our code or design;
- use the Service in violation of applicable law or of Topstep's terms.
7. Not financial advice — and no guarantees about trading
The Catalyst is an informational and statistical tool only. Nothing it displays — statistics, alerts, insights, coaching text, projections, or anything else — is financial, investment, or trading advice, and none of it is a recommendation to make any trade. We are not registered investment advisers.
- You make the trades. The Catalyst never places, modifies, or closes orders. Every trading decision, and its outcome, is entirely yours.
- Alerts can be late, wrong, or absent. Monitoring depends on data from TopstepX's API, your internet connection, and your machine being on. We do not guarantee that any alert will fire, fire in time, or be accurate, and we do not guarantee that using the Service will prevent rule violations, account breaches, or losses.
- Trading futures involves substantial risk of loss and is not suitable for everyone. Past performance, including statistics the Service computes from your history, does not guarantee future results.
8. Availability
We aim to keep the hosted parts of the Service available but do not guarantee uninterrupted operation. The application tolerates temporary licensing-service outages with an offline grace period. We may modify features of the Service over time; material changes that redefine what an existing setting means are announced in the application's release notes.
9. Termination
You may stop using the Service and cancel at any time. We may suspend or terminate your account or license for breach of these terms, fraudulent activity, or payment reversal (chargeback) abuse. Sections 5, 7, 10, and 11 survive termination; your local data remains yours in all cases.
10. Disclaimer of warranties
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE ERROR-FREE, TIMELY, OR UNINTERRUPTED.
11. Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY TRADING LOSSES, LOST PROFITS, LOST EVALUATION OR FUNDED ACCOUNTS, OR LOST DATA, ARISING FROM OR RELATED TO THE SERVICE — EVEN IF ADVISED OF THE POSSIBILITY. OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE IS LIMITED TO THE AMOUNT YOU PAID US IN THE TWELVE MONTHS BEFORE THE CLAIM AROSE.
12. Indemnification
You agree to indemnify and hold us harmless from claims arising out of your violation of these terms, your violation of Topstep's terms, or your trading activity.
13. Governing law
These terms are governed by the laws of the State of New York, without regard to conflict-of-law rules. Disputes will be resolved in the state or federal courts located in New York, and you consent to their jurisdiction.
14. Changes to these terms
We may update these terms from time to time. Material changes will be reflected on this page with an updated date, and where practical announced in the application or by email. Continued use of the Service after changes take effect constitutes acceptance.